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EPA Advisory Board

The Emerging Payments Association is managed by its senior leadership team and receives guidance and steering from the EPA Advisory Board. The EPA Advisory Board is composed of 14 highly effective CEOs from leading payments companies who all have a desire to change the payments industry and create a profitable, sustainable payments ecosystem..

Advisory Board members are nominated and elected to the board based upon their ability to lead and influence the payments industry. Members of the Advisory Board are both nominated and voted on by the members of the EPA and serve a term of three years.

  • Attend all Advisory Board meetings throughout the year
  • Contribute ideas and views relating to the strategy and priorities of the group
  • Contribute content and input to papers produced for regulators, press releases, case studies
  • Work diligently together outside meetings on agreed projects, and if appropriate, mentor one of the EPA’s eight projects
  • Introduce new prospective members to join the EPA
  • Use their Advisory Board membership to endorse their company’s brand
  • Talk positively about the work done by the industry and the group
  • Provide guidance when required to EPA members

Andrea Dunlop

Chair, EPA Advisory Board CEO Merchant Acquiring Europe, Paysafe

Andrea Dunlop is the CEO of Card Solutions and Acquiring at Paysafe, leading and developing these businesses as the Paysafe Group onto the FTSE, and the Chair of the EPA Advisory Board. With over 23 years’ experience in the financial sector, she has in-depth knowledge across many aspects of payments from Acquiring, Issuing and Mobile solutions.

John Davies

Deputy Chair, EPA Advisory Board CEO, The Just Loans Group

As the founder of The Just Loans Group PLC, John Davies is focused on helping to bridge the funding gap that has restricted the growth of British industry. His experiences led to the creation of Kompli-Global to provide ‘Gold Standard’ support for a broad range of companies/industries needing to meet the significantly enhanced compliance requirements that the imminent implementation of the EU 4th Anti-Money Laundering Directive will introduce (in June this year).

Myles Stephenson

Deputy Chair, EPA Advisory Board Chief Executive, Modulr

Myles Stephenson is currently the Chief Executive of Modulr, an API driven business payments platform delivering easy access to Faster Payments and superior control and operational efficiency to our clients. Myles is an Experienced Payments Executive & Entrepreneur, having been Managing Director for WEX Europe, Board Director for WEX Europe Services, and co-founder of CorporatePay, a leading provider of commercial prepaid solutions. Myles started his career with Marks and Spencer Plc.

Alan King


Group President FleetCor

For the last 2 years or so, Alan has been driving change at FleetCor, traditionally known for fuel-card payment products and systems, but is a large and growing force in commercial payments across the world. In the last year, FleetCor in the UK, under its subsidiary Allstar brand, launched the first dual application payment card for businesses, combining all the unique data-driven benefits of a fuel-card with controlled access to the Visa network for other business expenses.

Angela Yore

Managing Director, SkyParlour

As the Managing Director of SkyParlour Communications, it has been Angela Yore's great pleasure to play an active role in the EPA, leading ‘Project Media’ with her mentor Currencycloud CEO Mike Laven. By offering SkyParlour's support as the EPA’s dedicated PR Agency, its reputation has been raised in the media. ‘Project Women in PayTech’ embodies a group of amazing people supporting each other to aim higher and strive for diversity in the boardroom.

Anders La Cour

CEO, Banking Circle

Anders la Cour, CEO of Banking Circle graduated from the University Master of Laws in Denmark and was admitted to the Bar in 2008. He worked as a technology and financial M&A lawyer at Bech Bruun, a tier one law firm in Copenhagen. Using his experience in legal M&A as well as in venture capital, coupled with a strong commercial acumen and entrepreneurial mind-set, he co-founded Saxo Payments Banking Circle (Now Banking Circle) in 2013, with backing from Saxo Bank.

Anne Pieckielon

Director of Product & Strategy, Bacs

Anne Pieckielon is Director of Product and Strategy for Bacs, the longest established payment operator and an important part of the UK’s payments infrastructure. Anne has directed major developments for Bacs, including a delivery channel and platform refresh, establishing the Affiliates proposition and leading CASS towards Regulatory recognition. She is also responsible for gender diversity within Bacs, and is a champion of HM Treasury’s Women in Finance Charter.

Chris Dunne

Sales Director - Schemes, Government and Financial Institutions, Vocalink

Chris Dunne is market development director at VocaLink. He is responsible for the core payments infrastructure business including Bacs, Faster Payments, the Current Account Switch Service, Paym and Cheque & Credit Clearing. Chris joined VocaLink in 2004 and previously was director of customer services and strategy director.

Huw Davies

Chief Commercial Officer Token Inc.

Huw has over 20 years in the payments industry, with a deep specialism in digital payments and building payments ecosystems. Now CCO at Token, Huw is leading the team to drive open banking implementation with banks, payment processors and third parties across Europe and abroad, with an aim to deliver a better open banking ecosystem to facilitate payment innovation and more innovative, frictionless commerce experiences.

Julian Sawyer

Chief Operating Officer Starling Bank

Julian, a co-founder of Starling Bank has been instrumental in developing the payments capability within the Bank through direct access to FP, BACS and SEPA. Julian now leads one of the three principle divisions of the Bank – Starling Payment Services – providing real-time sponsorship access to payments all through APIs. Starling has also launched its revolutionary Banking as a Service i.e. white labelled bank accounts with FSCS protection.

Marion King

Director of Payments NatWest

Marion has extensive experience across the financial services industry. As Director of Payments for NatWest Marion is responsible for setting the payment strategy. Her remit is wide and includes NatWest payment architecture, operations and innovation. She joined NatWest in January 2015 from MasterCard where she was the President of the UK & Ireland markets, and responsible for the end-to-end business.

Monica Eaton-Cardone

CIO & Co-founder, The Chargeback Company

Monica Eaton-Cardone is the co-founder and CIO of Global Risk Technologies, the parent company of the United States-based Chargebacks911. Ms. Eaton-Cardone is universally recognized as one of the industry’s preeminent thought-leaders, and her ground-breaking business solutions has earned her numerous awards, distinctions and special recognitions, including “Global Leader of the Year,” “Female Executive of the Year,” and “Innovator of the Year.”

Neil Harris

CCO, Global Processing Services

Neil Harris is the Chief Commercial Officer at Global Processing Services (GPS), an industry-leading issuer processor that provides payment technology and alternative banking solutions to programme managers, acquirers and some of the largest Fintechs and ‘next generation’ banks globally. As Chair of the Financial Inclusion Committee at the EPA, Neil is part of the leading taskforce that has been created in developing a new industry kitemark for tackling the issue with financial inclusion.

Scott Abrahams

Senior Vice President, Mastercard

Scott has both personally and through MasterCard been a very active participant and supporter of the EPA and its aims and objectives. Within MasterCard, Scott span many areas of payments in the UK and Ireland but also provide a global outlook through his many relationships inside and outside of MasterCard. He is passionate about the industry and his role within it. He believes he can bring new insight, thinking and approaches, both personally and on behalf of MasterCard, to the advisory board.

Tessa Unsworth

CCO, PrePay Solutions

Tessa joined PrePay Solutions in 2004, and have since played an integral part in PrePay Solutions’ partnerships with a number of key, long standing clients. She has been in and around the EPA over the last 10 years and also work closely with industry bodies that work with Retailers. She has been an active member of the Women in Paytech board, organising speaker training for over 50 women, representing the industry in European women events and formulate a mission statement for the group.

Tom Jennings

Managing Director, Wirecard

Tom is Managing Director of Wirecard Card Solutions Ltd., an FCA regulated Electronic Money Institution, based in the UK. Wirecard Card Solutions (a subsidiary of Wirecard AG) is one of the largest e-money institutions in Europe, offering a range of payment solutions including issuing, acquiring, processing and banking services. Tom is experienced andpassionate about the payments industry and is well placed to advise on the latest market developments in this field.