EPA Advisory Team​

The Emerging Payments Association is managed by its senior leadership team and receives guidance and steering from the EPA Advisory Board. The EPA Advisory Board is composed of 14 highly effective CEOs from leading payments companies who all have a desire to change the payments industry and create a profitable, sustainable payments ecosystem..

Advisory Board members are nominated and elected to the board based upon their ability to lead and influence the payments industry. Members of the Advisory Board are both nominated and voted on by the members of the EPA and serve a term of three years.

  • Attend all Advisory Board meetings throughout the year
  • Contribute ideas and views relating to the strategy and priorities of the group
  • Contribute content and input to papers produced for regulators, press releases, case studies
  • Work diligently together outside meetings on agreed projects, and if appropriate, mentor one of the EPA’s eight projects
  • Introduce new prospective members to join the EPA
  • Use their Advisory Board membership to endorse their company’s brand
  • Talk positively about the work done by the industry and the group
  • Provide guidance when required to EPA members

Marion King

Chair, EPA Advisory Board

Director of Payments NatWest

Andrea Dunlop

Deputy Chair, EPA Advisory Board

CEO Merchant Acquiring Europe, Paysafe

Neil Harris

Deputy Chair, EPA Advisory Board

CCO, Global Processing Services

Alan King

Group President FleetCor

Angela Yore

Managing Director, SkyParlour

Huw Davies

Independent Consultant

Jeremy Nicholds

CEO, Judopay

John Davies

CEO, The Just Loans Group

Monica Eaton-Cardone

CIO & Co-founder, The Chargeback Company

Scott Abrahams

Senior Vice President, Mastercard

Tessa Unsworth

CCO, PrePay Solutions

Nathalie Oestmann

Chief Operating Officer, Curve

Jason Butcher

Chief Executive Officer, CoinPayments

Vikesh Patel

Head of SWIFT, UK and Ireland, SWIFT

Andres Kitter

Head of LHV Banking Services, LHV Bank

Lewis Alcraft

Chief Operating Officer, PayPoint plc

Daniel Holden

Chief Executive Officer, Trust Payments

Marion King

Marion has extensive experience across the financial services industry. As Director of Payments for NatWest Marion is responsible for setting the payment strategy. Her remit is wide and includes NatWest payment architecture, operations and innovation. She joined NatWest in January 2015 from MasterCard where she was the President of the UK & Ireland markets, and responsible for the end-to-end business.

Andrea Dunlop

Andrea Dunlop is the CEO of Card Solutions and Acquiring at Paysafe, leading and developing these businesses as the Paysafe Group onto the FTSE, and the Chair of the EPA Advisory Board. With over 23 years’ experience in the financial sector, she has in-depth knowledge across many aspects of payments from Acquiring, Issuing and Mobile solutions.

Neil Harris

Neil Harris is the Chief Commercial Officer at Global Processing Services (GPS), an industry-leading issuer processor that provides payment technology and alternative banking solutions to programme managers, acquirers and some of the largest Fintechs and ‘next generation’ banks globally. As Chair of the Financial Inclusion Committee at the EPA, Neil is part of the leading taskforce that has been created in developing a new industry kitemark for tackling the issue with financial inclusion.

Alan King

For the last 2 years or so, Alan has been driving change at FleetCor, traditionally known for fuel-card payment products and systems, but is a large and growing force in commercial payments across the world. In the last year, FleetCor in the UK, under its subsidiary Allstar brand, launched the first dual application payment card for businesses, combining all the unique data-driven benefits of a fuel-card with controlled access to the Visa network for other business expenses.

Angela Yore

As the Managing Director of SkyParlour Communications, it has been Angela Yore’s great pleasure to play an active role in the EPA, leading ‘Project Media’ with her mentor Currencycloud CEO Mike Laven. By offering SkyParlour’s support as the EPA’s dedicated PR Agency, its reputation has been raised in the media. ‘Project Women in PayTech’ embodies a group of amazing people supporting each other to aim higher and strive for diversity in the boardroom.

Huw Davies

An experienced executive with a successful track record of building payments businesses and delivering transformational growth.
Payments | Open Banking | Fintech | Strategy | Commercial Delivery

Jeremy Nicholds

Jeremy Nicholds, has been at the forefront of payments for over 25 years, leading teams across Visa and Mastercard as well as in a number of NED positions. Currently CEO of the leading mobile payments solution, Judopay, he’s helping companies across multiple sectors to serve their customers with a better way to pay.

John Davies

As the founder of The Just Loans Group PLC, John Davies is focused on helping to bridge the funding gap that has restricted the growth of British industry.
His experiences led to the creation of Kompli-Global to provide ‘Gold Standard’ support for a broad range of companies/industries needing to meet the significantly enhanced compliance requirements that the imminent implementation of the EU 4th Anti-Money Laundering Directive will introduce (in June this year).

Monica Eaton-Cardone

Monica Eaton-Cardone is the co-founder and CIO of Global Risk Technologies, the parent company of the United States-based Chargebacks911. Ms. Eaton-Cardone is universally recognized as one of the industry’s preeminent thought-leaders, and her ground-breaking business solutions has earned her numerous awards, distinctions and special recognitions, including “Global Leader of the Year,” “Female Executive of the Year,” and “Innovator of the Year.”

Scott Abrahams

Scott has both personally and through MasterCard been a very active participant and supporter of the EPA and its aims and objectives. Within MasterCard, Scott span many areas of payments in the UK and Ireland but also provide a global outlook through his many relationships inside and outside of MasterCard. He is passionate about the industry and his role within it. He believes he can bring new insight, thinking and approaches, both personally and on behalf of MasterCard, to the advisory board.

Tessa Unsworth

Tessa joined PrePay Solutions in 2004, and have since played an integral part in PrePay Solutions’ partnerships with a number of key, long standing clients. She has been in and around the EPA over the last 10 years and also work closely with industry bodies that work with Retailers. She has been an active member of the Women in Paytech board, organising speaker training for over 50 women, representing the industry in European women events and formulate a mission statement for the group.

Nathalie Oestmann

Nathalie is Chief Operating Officer at Curve, a banking platform that connects multiple debit and credit cards into one smart card. At Curve, Nathalie is responsible for the day to day operations of the company, and as it scales up its platform and expands deeper into Europe. Nathalie will also oversee Curve’s launch in the US in 2021.

Prior to Curve, Nathalie worked at IDEMIA as Senior Vice President of Global Innovation Strategy, Marketing, Partnerships and M&A for the Financial Institutions Business Unit. As GM and Head of Samsung Pay Europe between 2015-2017, Nathalie is credited with building the organisation and launching Samsung Pay across 6 European countries in just 18 months. Nathalie worked at American Express for 15 years, in a variety of roles, including as VP of Global Product Marketing.

She is also a Non-Executive Board Member at Pay.UK.

Jason Butcher

Jason is an entrepreneur with nearly 3 decades of experience building global businesses across diverse industries and ever-changing financial markets.

Jason is the CEO of the CoinPayments.net, and the founder of HODLtech.eu, and is actively involved with the an active player in a number of global Fintech, payment processing, crowdfunding and blockchain technology projects which he believes will bring a tremendous amount of opportunities and lessons to share with each of the members of the EPA.

“I truly believe we are in a major transitional state of how people and business exchange value.  The Emerging Payments association and its members have a unique opportunity to support this change.  My personal goal is to contribute, share and help the current and future members grow and become a stronger voice globally.”

Vikesh Patel

Vikesh Patel is Head of UK and Ireland with responsibility for SWIFTs strategic direction and growth in the region. Vikesh joined SWIFT in 2017, charged with strengthening the cooperative’s key relationships and delivering commercial performance across its portfolio of products and services; including SWIFT’s global payments innovation (gpi) and its suite of financial crime compliance solutions. With 20+ years’ experience in executive roles for HMT, Goldman Sachs, Morgan Stanley, LSE, and SWIFT, he has a rich wealth of expertise in terms of the global and UK financial climate. A natural leader, he is skilled at setting strategic direction, and driving alignment around important issues.

Andres Kitter

Andres has more than 20 years of banking experience from finance to payments, and also has experience as a global e-commerce merchant giving him valuable expertise in how payment processing looks from the client perspective. As Head of LHV Banking Services, LHV has further committed the focus on the fintech scene by announcing the establishment of a stand-alone bank in the UK based on the current UK branch.

Lewis Alcraft

Lewis has worked broadly across cash and digital payments since joining PayPoint in 2007.   Now as Chief Operating Officer he works with the Group CEO to drive the operational performance of the business as well as strategic projects. In addition to his COO role, Lewis is currently also interim Managing Director of PayPoint’s Romanian subsidiary.

Daniel Holden

Daniel brings a wealth of expertise across FinTech, eCommerce, accountancy and law to the role of CEO of Trust Payments Group. Joining in 2011 as Chief Financial Officer of the company, Daniel took over as CEO in 2018 and has transformed Trust into a fast-growing Fintech payments group.