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EPA Ambassadors

Do you have the same passion for the payments industry as we do? Are you an expert in a particular payments field?  Would you like to share and pass your knowledge on to others?

Why not become an EPA Ambassador?

As an EPA Ambassador we entrust you with our brand.
  • Support us in creating awareness, attention and desire from new members to join
  • Help our current members who want to understand more about the emerging payments and how it works
  • Help improve our community’s effectiveness

For more information please contact Tony Craddock.

David Carr

CEO, EU Prepaid Ltd.

David begun his career in financial services in 1992 and in 2003 started working within the Emerging Payments arena with the launch of Prepaid Gift Cards in the UK. In 2008 he established EU Prepaid to provide consultancy services around the sector. Since 2003, David has been involved in designing and launching over 70 Prepaid Card programs including programs for the following sectors: Gift, General Purpose Reloadable, Payroll, Money Transfer, Youth, Incentive, Government, Insurance, and Multi-Currency.

David Parker

CEO, Polymath Consulting

David Parker got into Prepaid Cards in 2002 and in 2005 set up Polymath Consulting which has concentrated on consultancy services in Prepaid and Emerging Payments since then. Polymath Consulting have delivered over 100 projects across 20+ markets globally - from Nigeria and Kenya to Sri Lanka and Eastern. In addition the breadth of our work ranging from standard RFP’s for issuers, processors, to market entry strategy and risk/fraud provides a truly end to end view of the emerging payments arena.

Jackie Barker

CEO, Barker Consultancy Ltd

From business plan and strategy to implementation and ongoing product management, Barker Consultancy specialise in providing a ‘cradle to grave’ service to clients who wish to add prepaid card, digital codes and mobile wallets to their armory. Jackie is CEO and established the Barker Consultancy in 2009 and has over 20 years’ experience in the prepaid market in the UK, Europe and Asia. She is delighted to be an EPA Ambassador and looks forward to supporting the organisation and its many members.

John Bohan

Managing Director, Jigsaw Business Solutions Ltd

John Bohan serves as the Managing Director of Jigsaw Business Solutions the company he foundered in September 2013. The company provides services such as new gift card products & service launches, loyalty management outsource solutions and marketing, and 3rd party partnership development. With 20 years experience in B2C & B2B multi channel retail, John is currently working with EPA as an official Ambassador to support this industry with his retail insight and experience.

Kevin Hayler

CEO and Founder, Aubas Consulting Ltd

Kevin has worked in the Card Acquiring Industry for 24 years gaining experience with Barclaycard and First Data helping businesses integrate and improve their card acceptance to aid business growth. As a specialist in Sales and Leadership Kevin built Annecto UK Ltd to support over 6,000 SME’s in the card processing. More recently, as Founder and CEO of Aubas Consulting, Kevin is helping companies sell more things to more people!

Mark McMurtrie

Director, Payments Consultancy Ltd

Mark McMurtrie is an Independent Consultant who focuses on Payments, FinTech and Retail Technologies. He advises retailers, financial services companies, payment providers, technology companies and investors. He has worked with many of the world’s leading companies and he is a regular industry commentator and conference speaker. He acts as a judge for industry award programmes and is an Ambassador for the Emerging Payments Association.

Michael Chambers

Director, Northey Point    

  After over a decade as the Chief Executive Officer of the UK’s biggest retail payment system and bank account switching service, Mike is pursuing a portfolio career including an INED at a financial institution specialising in the custody and settlement of digital assets, a director at a leading Bacs bureau, undertaking payments advisory engagements through his consultancy firm and is a cashless advocate.    

Morten Bebe

Sales Manager, Coinify

Morten Bebe plays an essential role when it comes to building a strong network of business partners as Coinify’s Sales Manager. Morten is responsible for acquiring new partners, as well as coordinating aggregated sales. With more than a decade in Retail and Wholesale Services and several years experience in the Electronic Money Industry, Morten brings his professional expertise, and market insights on the table when welcoming new clients to the blockchain payments ecosystem.

Neira Jones

Ambassador, EPA

More than 20 years in financial services and technology made Neira believe in change through innovation & partnerships. She is regularly invited to advise organisations on payments, cyber crime, information security and digital innovation where she strives to demystify the hype surrounding current issues. She has previously served on the PCI SSC Board of Advisors, is a Fellow of the British Computer Society and worked for Barclaycard, Santander, Abbey National, Oracle Corp. and Unisys.

Niki Akhurst


Niki’s career includes over 14 years in senior positions in payments working for international corporations and start-up organisations. Having taken a career break in 2017 to work in South Africa, she is now an Ambassador for the EPA, delivering the Women in Paytech initiative, an Ambassador for the Armed Forces Para Snowsports Team and Business Delivery Director for Crypterium, a crypto-currency bank. Niki held senior positions working for the UK Government

Rohit Bhatnagar

Director, CardAlpha Consulting

Rohit Bhatnagar is a Strategy Consultant helping firms in retail financial services verticals, develop and execute business, product and operating strategies to achieve their commercial goals. Operating under the brand of CardAlpha Consulting, Rohit specializes in card / digital wallet payments, merchant acquiring and retail banking. Rohit has more than 20 years of experience across Emerging and Mature Markets, having worked with companies such as Visa, Mastercard and GE-Money.

Sarah Francis

Consultant, Polymath Consulting

Recognising that every country has its own payment culture, Sarah Francis has worked with tech companies, Issuers and Acquirers over the past 20 years specializing in what she terms ‘product compliance’ encompassing product design, fraud and risk prevention / minimisation, AML and consumer engagement. Her experience encompasses roles such as Fraud Prevention Product Design, MLRO, Compliance and Risk as well as unexpected ones such as Sales Manager and Market Development.

Svetlana Hoffmann

VP - Head of Development (Global Business Solutions), Bottomline Technologies

Svetlana Hoffmann is a senior level manager with long-standing experience in the financial industry. She has led teams through complex, disruptive and innovative product design, business and technology changes and successfully delivered the desired outcome on each assignment. She combines a personable approach with a result driven and positive attitude ensures buy-in by stakeholders from the “shop floor” to board level to make things happen.

Juergen Stichenwirth

General Manager, vendosolutions

Juergen has been in and around the financial payments industry as a sales leader his entire career. Leading roles in companies such as Citibank, Hewlett Packard, Western Union and Stored Value Solutions have led to three decades of signing deals in over 50 countries across all continents. It is this experience that Juergen brings into his role as Ambassador for the Emerging Payments Association, helping members hone their pitching, presenting and selling skills.

Peter Cocks

Partner, Consulting Stream

A senior manager with 20 years experience of developing and managing teams globally and the UK in the Telecommunications and IT industries. Recently been advising major service providers as well as corporate and government clients on technology and outsource programmes.