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UK Fintech Evergreen chooses FICO analytic system to automate credit decisions


  • By applying highly segmented risk strategies, the FICO system will help Evergreen address credit affordability and reduce default rates.
  • Moneyboat, a UK direct lender, authorized and regulated by the FCA, offering loans between £200 and £1,500.

Evergreen Finance London Ltd, a leading UK fintech that operates as, have recently selected FICO technology and analytics to automate lending decisions. Evergreen have purchased FICO® Decision Modeler, which will execute Evergreen’s credit evaluation strategies. Three bespoke analytic models developed by FICO to specifically address affordability and risk will be executed in FICO Decision Modeler. By applying these highly segmented risk strategies, Evergreen are now able to make increasingly intuitive credit decisions, and by doing so reduce default rates and enhance customer experience.

Read more here.

  • Published on 4th April 2019

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