General

The State of Digital Banking in 2020

Across the world, traditional banking is transforming into something else entirely and the full outline and scope of the future of the industry, while not yet fully understood, already presents some amazing opportunities for firms looking for an edge, business innovation and revenue growth.

Read More »

The Future of Retail in the E-commerce Era

Few people have questioned whether e-commerce was the way of the future when it came to retail and shopping, but even fewer have asked what this brave new world will look like.

After all, as everyone moves online, other factors will play critical and distinguishing roles in determining who the winners and losers are from the e-commerce online future.

Read More »

Netcetera and Mastercard launch 3DS testing platform for retailers

Netcetera is Mastercard’s exclusive 3-D Secure testing partner to help retailers and other businesses ensure they are ready to comply with PSD2. Mastercard and Netcetera, the market leader for 3DS and EMVCo associate, are supporting merchants to improve their transactions and conversion rates. This is the first time that merchants are able to run tests in their live online shops.

Read More »

Form3 raises $33 million in strategic investment round with new investors Lloyds Banking Group, Nationwide Building Society and VC 83North

FORM3 is delighted to announce it has raised $33 million in a strategic investment round with new investors Lloyds Banking Group, Nationwide Building Society and VC 83NORTH.

Following our Series B funding round in November 2018, Form3 has trebled in size and increased its annual recurring revenue by 160%.

The funding will strengthen Form3’s market-leading cloud-native payment technology, building significant functional enhancements, and accelerating our global expansion plans in existing and new markets.

Michael Mueller, Chief Executive Officer at Form3 said, “Our latest equity round is a testament to our growth and maturity in delivering highly secure, best in class technology for major financial institutions globally.”

Read More »

Currencycloud secures e-money license from Dutch Central Bank to help drive European expansion

We are pleased to announce that we are now 1 of 7 non-banks to have secured an e-money license from the Dutch Central Bank.

Mike Laven says of the recent news, “Covid-19 has accelerated the rush towards digital payments and Europe represents a tremendous opportunity for Currencycloud. The Netherlands possesses the perfect blend of factors to support our expansion in the EU…”

Read More »

Fintech scene in Hungary at the time of coronavirus

The COVID-19 pandemic and the expected economic downturn will definitely shape the global fintech landscape. The fintech scene in Hungary is still in its early days but it has been growing rapidly over the last few years. We hopped on a Zoom call with some of them to learn how they deal with the current situation and hear their thoughts and predictions about the upcoming trends, challenges, and potential opportunities.

Read More »

Cybertonica: moving forward on the path to gender parity

At Cybertonica, we believe that the success of our business depends on our diverse and multinational teams. We decided consciously focus on building both a more diverse management team and engineering group back in 2016.

Recently we’ve been lucky to be able to grow our team and bring nine new people aboard. Cybertonica now comprises 12 nationalities and more than 40% of our workforce are women. We’re pleased with the progress that we’ve made since the start of our business and want to thank all our partners and supporters!

In this blog post we tell our journey towards the gender parity in our organisation and compare it to the fintech industry average.

Read More »

B2B eCommerce Models – Growth Challenges and Opportunities

As brick-and-mortar firms come under increasing market pressure, eCommerce business models are starting to appeal to a larger segment of the global population and it is so for solid reasons. For one, they’re not only more nimble and agile firms when it comes to meeting customer demands and adapting to the market but also they are the first to take advantage of the latest innovations in B2B eCommerce solutions like virtual IBANs.

Read More »

How to build a better bank: Modulr’s step-by-step guide

~70% of consumers have considered switching to technology-led banking products. Whether you’re an incumbent or a challenger how do you stack up against cutting edge technology and design? Well that’s where our new 5-week audio/eBook series comes in – sign up today to learn How to Build a Better Bank.

Read More »

How Electronic Money Institutions are Reshaping the Business World

As the collapse of the Wirecard empire is making us all too aware, relying upon one banking provider for your business is not only a disaster waiting to happen but also it could be terminal for your business. The fintech company which is one of the biggest European payment processors and financial service providers is now in the spotlight.

We will now analyze the facts behind why is that so and what are the potential market consequences.

Read More »

What the Future Holds for the Skill Games Industry?

Recent trends in the online skill games industry bode well for its future and that’s not just because of the wider acceptance of online gaming.

The growth in the skill games business can primarily be attributed to virtual IBAN advancements and the ease with which international transactions take place. Not to mention last the recent shift en masse to online entertainment because of the novel coronavirus.

Read More »

The Future of B2B eCommerce

What are the Top 2020 Trends? B2B eCommerce is projected to be the area of the largest eCommerce growth from 2020 to 2025. In 2020 the global revenue in B2B eCommerce is anticipated to be two times bigger than the one from B2C sales.

Read More »

How will the COVID-19 Crisis Impact the eCommerce Industry?

COVID-19 has a far-reaching effect on the global economy. It’s a fact. Companies are struggling to understand the full impact on businesses and how best to react to the new reality. ECommerce is one of the few areas currently showing signs of growth despite the overall economic breakdown.

Read More »

Brexit 2020: What Is the Global Business Response?

In light of recent developments, we now have more questions than ever about the impact Brexit will have on businesses in terms of future development, certainty, and stability.

It may become harder to do business with long-standing partners, both for UK and EU businesses, with new barriers to trade and finance looking set to come into place.

Read More »

The Industries That Will Triumph in the Post-Pandemic Economy

The novel coronavirus outbreak that originated in Wuhan, China, in November of last year has since ignited a global pandemic that could permanently change the way business is conducted.

Not only that but, as with every economic crisis, there will be definitive winners from the aftermath of the economic fallout and these companies will help shape the future of e-Commerce in the USA/EU.

Read More »

How Digital Banking Solutions Help Businesses in Turbulent Times: Trends for 2020

While many analysts could never have anticipated the impact of the novel coronavirus pandemic on the world economy, there is a general consensus about what firms can do now and moving forward to build resilience against future “black swan” events such as the one currently roiling world markets.

When it comes to the future of banking and finance, forward-thinking firms are exploring the benefits of digital innovations, such as virtual IBANs and digital banking services.

Read More »

How Online Merchants Can Prosper in 2020?

The new Dos and Don’ts for any business looking to attract and keep new international customers.

Standing still is going backwards. That’s true for every business at all times, but especially in the harsh economic realities of 2020. A long-predicted downturn hit, ignited by the coronavirus pandemic, and no sector is free from its impact. But there are still opportunities out there, especially for online merchants looking to grow.

Read More »

Digital Banking – The New Power Business Tool

The future is coming at us a lot more quickly than anyone anticipated. In light of the novel coronavirus and the pandemic it caused, keeping up with the technological advancement seems to be a top priority in most industries.

While many market analysts fingered digital banking as the wave of the future, nearly everyone is shocked at how fast these trends have accelerated in the past couple of months.

Read More »

Mastercard to Acquire Finicity to Advance Open Banking Strategy

Mastercard (NYSE: MA) today announced it has entered into an agreement to acquire Finicity, a leading North American provider of real-time access to financial data and insights. The purchase price is US$825 million, and Finicity’s existing shareholders have the potential for an earn-out of up to an additional $160 million, if performance targets are met.

Read More »

Analyzing the World’s Top 3 cybercrime countries

When we’re on the subject of malware and cyber attacks, we usually focus our attention on cybercrime as a totally unknown, uniform entity. Nevertheless, cybersecurity specialists, such as buguroo’s team, are always mindful not only of the codes used to develop computer viruses, but also of the processes adopted to implement campaigns and the targets they were aimed at. It is these three elements that provide a lot of clues as to who may be behind them.

Read More »

How to prevent New Account Fraud?

New account fraud, also known as Account Opening Fraud or Online Account Origination Fraud, is when fraudsters use stolen or synthetic identities to open new bank accounts, with a view to maxing out their credit limits before disappearing into thin air, usually within 90 days.

Read More »