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EPA Response to PSRs New Payments Architecture Consultation

This paper sets out the Emerging Payment Association’s (EPA) response to the first six questions Payment Systems Regulator’s (PSR) consultation on the delivery and regulation of the New Payments Architecture (NPA). These six questions focus on the risks to the delivery of the NPA and the options for reducing these risks by changing the scope of and approach to the initial procurement. The EPA plan to submit a further response providing views on the PSR’s proposals for mitigating competition risks including the pricing principles by the 5 May 2021 deadline.