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Cybertonica is a UK company that provides frictionless and secure e-commerce, payments and banking environments increasing conversion and sales by up to 25% (achieved) while managing card-not-present and other categories of fraud at world-class compliant standards (80% lower fraud achieved). Cybertonica’s SmartPayer™ helps PSPs, merchants and acquirers reduce basket drop-off and increase sales, while OmniReact™ provides a transaction and authentication security platform covering all digital channels within banks and larger financial organisations.