Project Inclusion

Project Inclusion has provided an insightful opportunity to work on issues that have the impact to change lives. It has been both a pleasure and an eye-opener for me, and involved me in authentic initiatives across the fintech sector, thanks to the EPA’s enviable reputation as a thought leader.

Josh Berle, Project Lead
Mission Statement: To drive industry activity that informs and collaborates with government and third sector bodies to provide clarity on PayTech innovations and solutions that aim to reduce financial exclusion and the poverty premium
Strategy and Approach 2021:
  • Conclude 1-1 interview campaign with industry figures
  • Publish report on how to educate vulnerable demographics (unbanked young entrants and digitally excluded elderly) in UK society towards financial inclusion
Affordable Credit
  • Building on SignpostNow initiative, create an independent industry view of affordable credit providers with a view to accredit and compare lending providers in the UK
Inclusion through Diversity
  • Promoting the issues surrounding faith-based exclusion and parts of society unable to interact with traditional financial products
Industry Engagement
  • Engage with the government and third-sector parties, and continue to champion projects, initiatives, reports that aim to combat financial exclusion
  • Development of stakeholder engagement approach to drive  collaboration with third sector organisations and charities
  • Continued Collaboration with The Inclusion Foundation and promotion of Inclusion Signpost and Signpost Now

Project Inclusion Team

Josh Berle – Business Development Director, Mastercard
Neil Harris – Group Chief Commercial Officer, Global Processing Services and Chair, The Inclusion Foundation
Team Members
Simon Thomas – Prepaid Product Manager, allpay
Jos Henson Gric – Independent
Ravindra Meshram – Independent, EPA Ambassador
Ross Borkett – Head of Post Office Card Account, Post Office
Tom Clementson – Group Head of Fintech, VacuumLabs
Tim Annis – Sales Director UK and Europe, Bluechain
Anne Pieckielon – Independent Consultant, EPA Ambassador
Fizel Nejabat – Co-Founder and COO, algbra
Zeiad Idris – Co-Founder and CEO, algbra
Lara Oyesanya – Chief Risk Officer, Contis
Ramsey El Dabbagh – Corporate Development, algbra
Nizam Uddin OBE – Chief Strategy Officer at Algbra 



Affordable Credit Interview Series