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Project Open Banking

Project Open Banking has the potential to have a significant impact on the future of open banking in the UK and beyond. As the EPA’s influence and thought leadership is used to help increase customer trust and awareness, we will build a sustainable industry structure which encourages innovation, the protection of customers and competition in a rapidly growing ecosystem. Working with other industry leaders to maximise the impact of that influence and thought leadership is a great opportunity.

Richard Jones, Project Lead

Project Knowledge Partner:

Mission Statement:

To help create the market conditions for the successful implementation of Open Banking, by championing open finance and supporting the development of commercial frameworks and industry standards


Strategy & Approach 2021:

  • Develop an Open Banking Use Case Day for the EPA membership
  • Create an EPA Open Banking Guidebook on how to get regulated and leverage open banking
  • Develop relationships with key standards bodies and stakeholders such as OIDF, OBIE and UK Finance to support their efforts and help build their understanding of the needs of the payments industry
  • Support the development of commercial market frameworks so that premium API propositions are scalable and accessible to the industry


Project Open Banking Team


Richard Jones – Partner, Eversheds Sutherland


Huw Davies – Co-Founder and CCO, Ozone API

Team Members

Todd Clyde – Chief Executive Officer, Token

Manish Garg – Managing Director, The Banksly

Jan Van Vonno – Research Director, Tink

Emma Hunter – Payment Acceptance Manager, Post Office Limited

Andrew Churchill – Security Consultant & Researcher, Technology Strategy

Caitlin Lloyd – Senior Payment Initiatives Manager, Post Office

Leigh Garner – Head of Industry Relations, Discover

Tim Annis – Director, Bluechain

Teejay Townsend – Product Manager, allpay

Ed Ashead-Grant – General Manager & Director, Payments, Bottomline Technologies

Thomas Bull – Associate Partner, EY

Fliss Berridge – Co-Founder, Ordo

Yaprak De Beaufort – Head of Strategy and Business Performance, Visa

Nick Adams – Director, Open Banking, Modulr