Welcome to this 2021 edition of the EPA’s Guide to Payment Account Providers.
For years, various bodies have worked on increasing access to Payment Systems for “Non-Bank Payment Service Providers”, including PSD2, Regulators, the Payments Strategy Forum, and UK Finance’s guide. These all are helping, and through this report, the EPA are continuing this work.
This year the EPA, alongside AFEP, reached out to its members and wider industry players to bring you more information in one place than ever before on payment account providers or potential banking partners. You will hear from providers in their own words how to gain access to Payment Systems. This includes their eligibility criteria, risk appetite, product capabilities, and how to make contact. We are very thankful for the information received and we hope the industry finds it useful. This document is a testament to the industry working together.