Revisiting Authentication in the Age of SRC and EMV 3D Secure

Technology has progressed since we made the following statement in the Mercator Advisory Group research report titled Biometrics: A New Wrinkle Changes the Authentication Landscape, in January 2017. With the introduction of the European Union’s revised Payments Services Directive (PSD) with its requirement for strong customer authentication (SCA), and with the payment networks’ deployment of EMV 3-D Secure (3DS) version 2.2, we are even more confident in the statement’s accuracy today.

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