Unleashing the potential of Open Banking

The Payments Association passionately believes that open banking will be a force for good and a driver of innovation, value and positive change in the payments industry. Sponsored by a syndicate of Payments Association members led by MasterCard, Refinitiv, Token and Chargebacks 911, this white paper, informed by a series of discussions and expert interviews, presents a number of recommendations to support the development of a thriving open banking ecosystem.

As we manage the impact of the COVID-19 health crisis and our recovery from it, there has never been a more important time for economies to have strong digital economies with data and payments available via secure APIs. So, this report sets out to clarify the potential of the open banking opportunity, identify what might hamper its realisation and recommend what the community can do to unleash it. We encourage everyone involved in the payments industry, from issuers and regulators, retailers and acquirers, regulators and TPPs, to take the time to read the white paper, engage with us and share your views about it, and support us in making the recommendations a reality. Implemented effectively, they will pave the way for payments to play a central role in enabling a transformative change in financial services in the UK and around the world.

Download Whitepaper

Membership

Are you a member of The Payments Association?

Member benefits include free tickets, discounts to more tickets, elevated brand visibility and more. Sign in to book tickets and find out more.

Welcome

Log in to access complimentary passes or discounts and access exclusive content as part of your membership. An auto-login link will be sent directly to your email.

Subscribe to continue reading

Development note: Shows when someone IS logged in OR logged out AND we don’t know if they are a subscriber or a member (i.e. no Cookie “role” is set to “guest” and “is_subscriber” is “false”)

Already a subscriber? Log in to continue reading

Development note: Shows when we know someone IS logged-out, IS a subscriber, but their role is NOT one of the member roles (i.e. Cookie “role” IS set to “guest, customer, non-member” and “is_subscriber” is “true”)

Member of The Payments Association? Log in to continue reading

Development note: Shows when we know someone IS logged-out, IS a subscriber and IS a member (i.e. Cookie “role” is NOT set to “guest, customer, non-member” and “is_subscriber” is “true”)

Gain Insider Knowledge

Become a member of The Payments Association today

Join The Payments Association and unlock a world of benefits:

  • Up to 25 introductions per year
  • Exclusive member content
  • Access member-only events, as well as free passes to headline events
  • Influence and shape the industry & policy agenda
  • Elevate your brand profile
  • Access an all-year round networking app

Having trouble signing?

We use an auto-login link to ensure optimum security for your members hub. Simply enter your professional work e-mail address into the input area and you’ll receive a link to directly access your account.

First things first

Have you set up your Member account yet? If not, click here to do so.

Still not receiving your auto-login link?

Instead of using passwords, we e-mail you a link to log in to the site. This allows us to automatically verify you and apply member benefits based on your e-mail domain name.

Please click the button below which relates to the issue you’re having.

I didn't receive an e-mail

Tip: Check your spam

Sometimes our e-mails end up in spam. Make sure to check your spam folder for e-mails from The Payments Association

Tip: Check “other” tabs

Most modern e-mail clients now separate e-mails into different tabs. For example, Outlook has an “Other” tab, and Gmail has tabs for different types of e-mails, such as promotional.

Tip: Click the link within 60 minutes

For security reasons the link will expire after 60 minutes. Try submitting the login form again and wait a few seconds for the e-mail to arrive.

Tip: Only click once

The link will only work one time – once it’s been clicked, the link won’t log you in again. Instead, you’ll need to go back to the login screen and generate a new link.

Tip: Delete old login e-mails

Make sure you’re clicking the link on the most recent e-mail that’s been sent to you. We recommend deleting the e-mail once you’ve clicked the link.

Tip: Check your security policies

Some security systems will automatically click on links in e-mails to check for phishing, malware, viruses and other malicious threats. If these have been clicked, it won’t work when you try to click on the link.

Need to change your e-mail address?

For security reasons, e-mail address changes can only be complete by your Member Engagement Manager. Please contact the team directly for further help.

Still got a question?